Traditional risk evaluation leaves millions of people un-happy.

Let's un-do that with alternative credit scoring.

Ideal for Neobanks, Challenger Banks, BNPL, Banks and Digital Lenders

Alternative credit scoring
that works

Our model leverages on alternative data, helping you
make credit available to worthy but overlooked people.

Processing Metadata

Begin

Approve more good customers like a superhero!

Credolab uses non-intrusive and anonymous metadata to score customers. We are in full compliance with local data privacy laws, including the GDPR. Our goal is to protect
customers’ privacy while empowering them financially.

100% Predictivity with 0% Personal Data

We value your customers' privacy just as much as you do. By accessing only their metadata, we generate credit scores that are predictive and calculated responsibly. Our Privacy Policy lays out what information we collect, what we do with it, and why.

View our Privacy Policy

One second to "Yes"

Unmatched Speed and Predictability
Our bank-grade scoring algorithm generates the most predictive and efficient alternative credit scores in the market. We can get you scores, plus additional insights, within just one second. And then you can go change a life for the better.

Tailor-made credit scoring

We tailor our models to each client. Our alternative credit scoring can be shaped to help you make credit decisions in banking, consumer finance, buy now pay later, online and mobile lending, insurance, online aggregators, wallets, e-commerce, and auto lending. So you can say “Yes” to people who need your help, whatever your field.

Let's get started

A solution for every lender.

Discover how we can help you.