Driving new standards of digital banking together

CredoLab partners with Fern Software to bring to you the best of digital banking software that solves the challenges of modern financial services. A fully integrated suite of financial products deployed either on-premise or in the cloud, this platform is expertly designed to enable you to reach more customers, cater better to existing customers, and improve the core banking business performance efficiently.

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Why Should This Excite You?

Complete Digital Transformation

Get started instantly with the best of technology and open APIs that offer limitless power and possibilities.

AI-based Credit Scoring

Assess unbanked and New-to-Credit customers with real-time alternative credit scores and fraud checks.

Lower Cost of Risk

Increase the accuracy of your credit decisions with AI and smartphone metadata to get higher approval rates at lower cost of risk.

Lending and Portfolio Management Solutions

Easily manage loan portfolios and comprehensively track all interactions with clients and businesses

Quick and Efficient Solution

Go live and reap benefits of a 100% digital tool in weeks, not months with SaaS, cloud, and AI.

Credit Bureau + Alternative Data

Have a 360-degree view of each applicant by using alternative data in addition to credit bureau data when underwriting.

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