Strands partners with credolab

Strands and credolab provide a one-stop solution for banks looking to grow their top-line by helping people be smarter with their money.

Why Should This Excite You?

Enhanced Customer Experience

Make better, more timely and relevant product recommendations to your customers.

Faster Decision

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Agile and Ready to Scale

Feel the true power of an AI-driven solution combined with the embedded scoring technology to provide deeper and more accurate insights.

How does this partnership work?

Digital Onboarding

TransUnion's digital onboarding solution simplifies the application process for customers, reducing the need for multiple integrations and saving time and resources for IT teams. In addition to identity verification, credoSDK is integrated into TransUnion's digital onboarding solution to confirm the affordability of the applicant and avoid risky lending procedures.

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Vetting and screening applications for loans and credit cards can be a complicated, time-consuming and expensive process. In collaboration with TruValidate, a TransUnion solution, credolab provides a comprehensive anti-fraud solution that can help detect and prevent fraud during the onboarding process.

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A comprehensive database of devices and fraud evidence:

In collaboration with TruValidate, a TransUnion solution, the fraud score algorithm is powered by the biggest network of devices and fraud reports in the world, with a base of over six billion unique consumer devices.

Identification of device and account linkages:

Identify suspicious devices from genuine ones and even the hidden connections between devices and accounts.

More secure than the traditional approach:

With a device metadata-led approach, it is possible to know the devices connected to the anonymous customer ID.

Agile in response and adaptability in collaboration with TruValidate:

The powerful and flexible business rules editor enables fraud analysts to react immediately to new threats.

To learn more about how to identify, assess and mitigate fraud risks with bespoke machine learning models, check out this comprehensive guide by our Customer Success Manager here.

Insights from a Former Risk Officer

Learn from a former risk officer how to develop sophisticated fraud detection models that understand a fraudulent action and its intention.

Discovering modern credit risk scoring in buy now, pay later

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Make smart money management smarter

Equality and credolab joined forces to cater disruptive technological solutions to lenders providing handset financing solutions to unbanked and underbanked customers. By adding credolab alternative credit scoring and anti-fraud tools, Equality has put together a portfolio with 7 turnkey advanced technological solutions to create and accelerate handset financing businesses in Latin America. Together, we are disrupting the credit granting and underwriting process unlocking a series of opportunities where credit quantity and quality is maximised, and delinquency and fraud rates are kept well under control. Learn more about our benefits and details in the infographic.

How do we fit into your business model?

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