The people behind the magic at credolab
Superlight and easy to integrate into your financial solution based on mobile devices and online web behavioural metadata.
Up to 21.9%
Decreased cost of risk/fraud
Up to 32%
Increased approval rate
Up to 28%
Decreased cost of acquisition
Up to 40%
Increased predictivity (GINI uplift)
The choice of financial companies and fintech unicorns
CEO, Tonik Bank
"We chose credolab because they are the global leader in leveraging smartphone behavioural data for risk assessment. They have been a key input in our general model and have accompanied Tonik since the very beginning of our lending journey. I'd recommend any lender to use their scores and insights."
Co-Founder & CEO, Lucky
"Credolab has been an essential partner in our journey to enable the underbanked with more empowering financial services. Together with credolab, we have managed to use alternative data to finally build reliable credit profiles for users with no credit history. In addition, their team was genuinely sharing best practices and providing thought leadership along the way."
Chief Lending Officer, FairMoney
"Credolab allowed us to extract more insights on our customers through their unique data attributes which, in combination with our existing data points, improved the accuracy of our models. As a result, we managed to increase value to clients through a better offer creating positive selection and higher profitability."
Most frequently asked questions and answers below.